BYLLS is a B2B aggregation platform built for fintechs, wallets, and platforms that need embedded access to payment and digital services—without building provider integrations from scratch.
One integration. Production-grade infrastructure. Built for scale.
Electricity, water, cable TV, internet — orchestrated through provider-agnostic adapters.
Mobile airtime and data bundle top-ups across networks, normalized into a single transaction API.
Purchase bulk SMS sending credits for downstream platforms and messaging infrastructure.
Gift cards, streaming credits, and digital value-added services via catalog-driven APIs.
Pre-funded wallets, immutable ledger entries, fee capture, and balance visibility per organization.
Real-time event delivery with HMAC signatures, retry queues, and delivery logs.
Not a consumer app. Not a reseller script. An infrastructure layer for builders.
Embed bill payments and airtime top-ups into your existing wallet product without managing provider relationships directly.
Add a full digital services catalog to your super app through a single versioned API with idempotent transactions.
Give your SME customers access to utility payments and SMS sending credits as embedded features in your platform.
Add digital vouchers and airtime to your marketplace as a loyalty, gifting, or value-added layer.
POST /api/v1/organizations/:id
/transactions
{
"clientReference": "acme-ref-001",
"serviceId": "electricity-svc-id",
"amount": 50.00,
"currency": "USD",
"inputData": {
"accountNumber": "12345678",
"meterNumber": "99887766"
}
}
→ 201 Created
{
"internalReference": "TXN-...",
"status": "PENDING",
"fee": 0.75,
"netAmount": 49.25
}Create an organization, generate an API key, and start transacting in minutes. Full OpenAPI documentation included.